Accept Paytm UPI Direct payments
The customer scans a UPI QR (or taps “open UPI app”) and pays from any UPI app — GPay, PhonePe, Paytm, BHIM. Confirmed by Paytm with the exact amount. Works with just your Paytm Business UPI ID, or with your MID + key.
Best for: paytm business app users — no payment gateway needed.
- Where it works
- India
- Currencies
- INR
- Settlement
- Instant to your Paytm for Business account
- Refunds via API
- Not supported on this rail
How a Paytm UPI Direct payment is confirmed
The payment runs through your own Paytm UPI Direct merchant account. Claude Pay creates it with your credentials and confirms it with Paytm UPI Direct's own API, server-side, before the order is marked paid — never on the customer's word.
What your buyer does
- 1The buyer picks Paytm UPI Direct
Paytm UPI Direct appears in the same checkout as every other method you have switched on.
- 2They pay on Paytm UPI Direct
The familiar Paytm UPI Direct payment screen — saved cards, wallets or bank login, as Paytm UPI Direct supports.
- 3Verified and confirmed
We check the result with Paytm UPI Direct directly; then the order is paid and your webhook fires.
What you need
Your own Paytm UPI Direct merchant account and its API credentials. We store them encrypted and use them only to create and verify payments.
Use Paytm UPI Direct on your platform
Paytm UPI Direct — questions
Does Claude Pay hold my Paytm UPI Direct money?
No. Payments land in your own Paytm UPI Direct account or wallet. Claude Pay checks and confirms the payment; it never holds the funds. Settlement: Instant to your Paytm for Business account.
How fast is a Paytm UPI Direct payment confirmed?
As soon as the payment completes — there is no manual approval step. Settlement: Instant to your Paytm for Business account.
Do I need a merchant account for Paytm UPI Direct?
Your own Paytm UPI Direct merchant account and its API credentials. We store them encrypted and use them only to create and verify payments.
Can I refund a Paytm UPI Direct payment?
Not through the API on this rail. You refund the customer directly from your own Paytm UPI Direct account.
Which countries and currencies does Paytm UPI Direct support?
India. Currencies: INR.
Can I use Paytm UPI Direct with WooCommerce, WHMCS or my own website?
Yes. Install a free plugin for WooCommerce, WHMCS, PrestaShop, OpenCart, Magento, HostBill, BILLmanager or Drupal Commerce, use the Dhru Fusion or GSMTheme module, or call the REST API from any site.